A commonly used analogy to describe the two broad forms of life insurance is: renting vs. owning. Term life insurance is like renting a home. When you stop paying for coverage, your benefits end. On the other hand, with permanent life insurance, you build up cash value (i.e., equity or ownership). This cash value is available to you for a variety of purposes and may even be used to help pay premiums on your policy. Read more below.

Primary vs. Contingent, Per stirpes vs. Per Capita, and Revocable vs. Irrevocable Life Insurance Beneficiaries - read about some of the differences here.

Whether you are just starting your career, in your peak earning years, or enjoying retirement, your insurance protection needs may change over time. Read more here.

What are your options when your Term Life Insurance policy is about to expire? This pdf reviews some possibilities.

Insurance is an important piece of many financial plans – and it should evolve, too. Young adults starting out in life, especially newlyweds, need insurance. But what kind? This short document reviews the basics of insurance and how it may provide security in difficult times.

Has your life insurance kept up with the changes in your life? The attached pdf discusses some questions that policyholders should ask themselves at least once a year.

By looking at your short-term and long-term financial needs, we can help you plan for how much life insurance is "enough" for you and your loved ones. Read a quick overview here.

Irrevocable Life Insurance Trusts can provide financial control and tax efficiencies. This video shows you how it works.

There are many ways to save for a child's education, but choosing the right life insurance policy could be a great way to supplement your savings. Find out more here.

Life insurance protects. 70% of those with coverage only have enough to replace 3 1/2 years of income. How protected is your family?