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2026 catch-up

2026 Catch-up Contributions for High-Earners

Submitted by Clarus Wealth on December 10th, 2025

As part of SECURE 2.0, the rules for catch-up contributions for certain employees who invest through employer-sponsored retirement plans are changing. This article from Charles Schwab explains catch-up contributions (including super catch-up contributions), who is allowed to make them (and for how much), and which participants' catch-up contributions will now be required to be made into Roth accounts. Click here to read the PDF version.

Tags:
  • 2026 catch-up
  • 401(k) catch up
  • Catch-up contributions
  • high income earners roth
  • Roth catch up contributions
  • Roth catch-up contributions

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